Reliable Card Service Cash Discount Program

Outweigh your credit card processing fees by allowing your customers a more affordable solution to make purchases. If you’re looking to start saving money today? Learn about how our cash discount program can work for your business and help you save on your credit card processing fees.

Offset Your Merchant Services Fees by Offering Customers a Cheaper Way to Pay

Did you know that as part of the Durbin Amendment, it is now legal for businesses to offer a discount to customers who pay by cash or check, instead of with a credit or debit card?

Reward Customers Who Pay by Cash

With our cash discount program, you can offset your credit card processing costs by adding a customizable service fee to all credit and debit card transactions. You can then reward customers who pay by cash or check by giving them a discount.

Our Cash Discount Program
can help you:

• Legally share processing fees with your customers. Keep more money in your pocket to help your business grow.

• Choose a flat fee or a percentage. Whichever works best for your business.

• Clearly list all service charges and discounts on your receipts. Our software does this for you automatically.

• Build customer loyalty. Customers who appreciate the discount are more likely to return to your business.

• Get free signage. Visit https://www.reliablecardservice.com/cash-discount-program/ to order customizable signage to post at the entrance of your business and the point of sale.

Reliable Card Service Merchant Assurance

A merchant account with us comes with a promise.

Capture Transparent pricing

Capture No hidden fees

Capture Accept all card types and ways to pay

Capture Friendly, reliable customer service

Capture 24/7 access to your account

Compare Your Savings

You have options with our cash discount program. The service fee in most cases is a flat per transaction fee while other merchants like to use the percentage base fee. Bottom line we would prefer to get rid of all your bank card fees, also you can opt to split the service charge with your customers. Give our savings calculator a try to see what works best for you.

Merchant Details

Monthly credit card sales ($)

$0 $1M

Number of monthly card transactions

0 100,000

Current monthly processing fees

$0 $50,000

How much do they want to save?

10% 100%

What kind of service fee would they like?

Merchant Savings

$99.95 Technology Fee

Service fee to customer

Monthly processing cost:
$99.95

Savings per month:
$1.300

Savings per year:

$15,600

How Does The Cash Discount Program Work?

With our cash discount program, you can eliminate 90% your credit card processing fees by implementing a service fee to all transactions. Customers can avoid the service fee by paying with cash. Think of “cash prices” and “credit prices” at a gas station.

A cash discount motivates customers to pay by alternative methods other than credit/debit cards.

We will set you up with our cash discount program software inside your brand-new free credit card terminal or POS system & provide you with the signage needed to stay compliant. Presto – No More Bank Card fees you keep all of your money!

What is the Cash Discount Program?

In a world of sameness, we’re giving you options.

Introducing the Cash Discount program – A patented technology that allows merchants to offset their credit card processing costs by applying a small customer service charge to each sale they make. The Cash Discount software is installed on the payment terminal and encourages customers to pay with cash. If a payment is made with cash, a discount equaling the customer service fee is automatically applied to the sale. Our Cash Discount software automatically determines service fees and discount amounts based on payment type. It’s simple, transparent and sounds easy because it is. Get Started Now!


COMPARE

StandardReliable Card Service
Total Monthly Volume$49,488.35$49,488.35
Monthly Credit Card Fees$1,143.18$99.95
Total Annual Cost$13,718.16$1,199.40
Total Annual Savings: $12,518.76

Cash Discount is The way to go!

  • Available for all credit cards types, apple pay
  • Fully mobile payment technology with wireless terminals
  • The ONLY legally compliant automatic cash discount software available in the country (US Patents # 8423439, #8478689, #8131619B1)
  • EMV chip card terminal INCLUDED
  • No setup fee, hidden costs or obligation
  • No Pin pad required

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For more information please contact:

[email protected] | (855)-903-4517 Ext. 202


By uniformly assessing a set customer service fee across all products and payment types, merchants utilizing the Cash Discount program meet the standard regulations set forth by all major card service providers, state law and federal law. As part of our regular standard list product pricing a small service fee (much like an automatic service gratuity applied in some dining locations) is assessed on ALL sales regardless of how payment is made including checks, cash, credit-debit cards, gift cards, etc. As stated in the Durbin Amendment §124.STAT.2073, 9b2 (www.napcp.org/page/DurbinAmendment) businesses are permitted to offer a discount to customers as an incentive and to encourage customers to pay by alternative methods other than a credit/debit cards including either checks or cash in order to automatically receive a discount which is applied at the time of sale.

Please understand it makes no difference whether a PIN was entered or not. Under the Durbin Amendment there is no distinction between using a PIN or not and if the card is a bank debit card it is always considered a debit transaction – with or without a PIN number and never would such a transaction be considered a credit sale.

As of January 27, 2013 several Card industry changes went into effect with regards to the credit card company’s federal class action litigation settlement. The settlement requires Visa and MasterCard to change some rules for merchants who accept their cards, including allowing merchants to “offer discounts to customers who pay with payment forms less expensive than Bank Debit cards”.

EXAMPLE OF STICKER SIGNAGE

Clear and conspicuous signage is required by law to be displayed at the business entry point and at the point-of-sale to easily and accurately explain the discount program payment options – if a customer chooses to pay with cash or check the service charge is discounted. The customer service fee or discounted amount must be present on any generated receipts from the transaction. We also suggest verbally offering the customer a discount for cash payment. The cash discount program automates the cash discount process by applying the customer service fee at the time of sale or removing the fee if the buyer pays in cash. The software behind Cash Discount program has been vetted and approved by all major credit card providers.

CUSTOMER PRICING NOTICE

A .89¢ customer service charge is applied to all store sales.

CASH DISCOUNT

As an incentive for customers we now provide a discount to pay with cash or in-store gift card by giving a .89¢ immediate discount on service charge.

PAY BY CASH AND SAVE!